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If you've
ever been involved in an auto
accident, you know how stressful
it can be. Most people are
 looded with a mix of emotions
and worries. You'll be concerned
about everyone's safety and
anxious about your vehicle. You
might be angry at the other
driver. Then there's the fear
about what impact the accident
will have on your driving record
and your insurance. All those
things can make it hard to think
clearly and respond properly.
And if there are injuries, the
stress can be amplified. But
that's when a clear head and
quick action are really crucial.
Here are some tips for getting
through an accident with a
minimum of hassle and headaches.
-
After an
accident, getting help for
the injured is always the
first priority.
-
Regardless of the
circumstances, report the
accident to the police.
-
Record
the name, address and phone
number of the other driver.
Write down the make and
license number of all
vehicles involved. You'll
want to get as much
information as you can about
the other driver's insurance
agent, policy and insurance
company.
-
Don't
forget to collect the names,
addresses and phone numbers
of passengers and witnesses.
Since many cases end up with
the parties blaming each
other, third-party witnesses
can be important. Don't
hesitate to approach anyone
who may have seen the crash.
-
Be
careful of what you say.
Don't talk about fault; even
casual remarks can be used
in court.
-
Examine
the damage carefully. Take
photos if possible,
particularly if the accident
occurred on private
property, such as a parking
lot.
-
Without
being overly suspicious,
observe the other driver's
actions. If the other driver
later claims to have a
serious injury, what you
notice could be important.
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